In a Chapter 7 bankruptcy, you can, in most cases, wipe out most of your unsecured debts and get the "fresh start" you deserve. (Certain unsecured debts cannot be discharged).
In a Chapter 13 bankruptcy, you propose a 3- or 5-year repayment plan to your creditors to pay off all or part of your debts from your future income. You can use Chapter 13 to prevent a home foreclosure, make up missed payments on a vehicle or property, pay income tax obligations, and stop penalties from accruing on your tax debt and keep non-exempt assets.
Call attorney Henry Stephenson today for a free consultation at (727) 815-8888.
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